My name is Mercedes Sanders. I am a Wife, Mother of two, Youtuber, who many of you know as LifeWithMC, and Creator of Achieving Credit Excellence. I struggled with bad credit for years until one day I decided I needed to get educated. Now I want to help other individuals and families on their journey to better credit and financial freedom. ​I've created dispute letter templates to simplify the process so you can do-it-yourself!