RESOURCES

CREDIT MONITORING: 

Smart Credit: https://www.smartcredit.com/?PID=92530

This is a tri-merged credit monitoring service. We partner with this company! Highly RECOMMEND! 

 

Credit Karma: https://www.creditkarma.com/

This is a free service that displays scores from both Equifax and TransUnion.

Annual Credit Report: https://www.annualcreditreport.com/index.action

Get a free copy of your credit report every 12 months from each credit reporting company.

VICTIM OF IDENTITY THEFT:

FEDERAL TRADE COMMISSION: https://www.ftc.gov/ 

If you feel your rights have been violated or identity may have compromised, contact this office immediately.

HAVE A COMPLAINT? COMPANY/CREDIT BUREAU NOT RESPONDING TO DISPUTE LETTERS?

CONSUMER FINANCIAL PROTECTION BUREAU: https://www.consumerfinance.gov/complaint/

 

 

CREDIT SCORE RANGE:

300-579 Very Poor

580-669 Fair

670-739 Good

740-799 Very Good

800-850 Exceptional

CREDIT BUREAUS:

 

Experian

PO Box 9701

Allen, TX 75013

Equifax Information Services, LLC

PO Box 740256

Atlanta, GA 30374-0256

TransUnion

PO Box 2000

Chester, PA 19016